Key Takeaways Recent research shows that married retirees withdraw about 2.1% of their savings annually, while spending 80% of their guaranteed income, like Social Security.Morningstar's latest ...

You might want to rethink everything you thought you knew about retirement withdrawals. The famous 4% rule, which has guided ...

Is the idea of the “safe” withdrawal rate nothing more than the Tooth Fairy of the retirement planning industry – mere fiction? Some financial experts are calling the methods used to calculate safe ...

How do you envision retirement? Will it be a time of freedom, relaxation, and pursuing passions? Whatever your goals may be, ensuring a comfortable and secure lifestyle during your golden years ...

Morningstar has recalculated its annual safe withdrawal rate that current retirees would need if they want their portfolios to last 30 years. The number is now back in line where many other academics ...

This article draws heavily on Bill Bengen’s new groundbreaking safe withdrawal rate research and references his latest updates. Bill was kind enough to review the article and his insights are included ...

Thanks to higher equity valuations and lower bond yields, capital markets assumptions for the major asset classes have come down a little bit, so the safe withdrawal is lower this year. In our base ...

The withdrawal method is free, while an IUD can cost upward of $700, depending on one’s insurance. It’s easy and accessible, and it doesn’t have any harmful hormonal impact on my body, risk puncturing ...

Up to 17 percent of young adults in the U.S. may be using “withdrawal” to prevent pregnancy, although not necessarily relying just on that method, a new study finds. In the sample population of 15-24 ...