A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons. NerdWallet’s rates are expressed as an annual ...

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July 1, 2026 • The Supreme Court upheld birthright citizenship on constitutional grounds on the last day of its term. And, a Democratic socialist has won the Democratic primary for a U.S. House seat ...

Lois Borny works on the product review section of The Independent, IndyBest, where she helps readers to save money and shop savvy, scouting out the very best deals and sharing her tried and tested ...